David Garnier of Dartmouth, Nova Scotia – Playing Gold is Relaxing

Living in Dartmouth, Nova Scotia, allows David Garnier to visit the Brightwood Gold and Country Club quite frequently. Playing golf is a unique experience, and it’s very rare that someone tries out the sport only to be put off by it and never revisit it again. Usually it’s the other end of the spectrum as people fall in love with this outdoor activity quite easily. While many of them play it exactly because of that outdoor aspect, there are actually more quantifiable, thoroughly logical arguments for the sport.

1. It teaches you how to concentrate more patiently
2. It allows you to work on your interpersonal skills
3. You can’t lose your manners at a golf court
4. Yes, the nature angle is quite obvious and true.

When you realize that in order to hit a perfect tee shot you have to gather yourself both physically and mentally, you have no choice but to relax and concentrate. Golf is a game of concentration, where the one who can relax and let loose, will likely win (provided that the players are at a similar level of course).

Another fun aspect of golf are the conversations. The game and the environment gives you such a potent combination that it will inspire spirited and often quite deep talks. David Garnier Nova Scotia of Dartmouth, Nova Scotia, notes that if you thought about picking up golf, you probably shouldn’t wait much longer until you try it. It’s a sport of skill, tranquility, and quite often, friendship.


David Garnier of Dartmouth, Nova Scotia – Having a Plan For Your Retirement

From his experiences gained while dealing with many retirees David Garnier from Nova Scotia knows that having to retire can be an extremely frustrating experience. There are people who love their job to a degree that they would want to stay until the last day of their lives, while others cannot wait to finally start retirement without the responsibility they faced in their workplace every day. Growing old is not a sin, in fact it is something we should all aspire to. But failing to create a plan for your retirement can have extremely tough consequences. It’s important to note that whenever it is possible, one should take their retirement (and everything it comes with) into their own hands. Of course depending on which source of retirement one is eligible for, that can be a rather tricky proposition. In any case, preparing for it can never be a bad idea.

Negotiate Your Benefits and Health Insurance

If your retirement money will be provided by your current employer, negotiating your worth is somewhat of a reoccurring theme. Depending on where you work and what are their policies, you are actually allowed to negotiate the terms. How much you will want to pay for your health care, what other benefits you think you are entitled to, etc. etc. If you are looking at a scenario like that, asking for help from your human resources contact can help you out tremendously. David Garnier Nova Scotia, is a financial advisor. Having seen many similar situations during his career, his advice is to wait until you reach the full retirement age, before you start to collect your checks.

David Garnier of Dartmouth, Nova Scotia – Ground Rules For Estate Planning

Working as an estate planning specialist while living in Halifax, David Garnier of Dartmouth, Nova Scotia, has clear ideas about the subject. When estate planning comes up, the vast majority of people think of this topic as the privilege of the wealthy. In reality, asset management is not only something that can apply to anybody who has something to their name, but it is a process we all should take seriously.

Our time on this earth is limited and making sure that we leave – at the very least – a financially transparent situation behind, should be important to everybody. Every case can be different, but there are guidelines that are pretty much fitting to any situations. A quality estate plan has clear characteristics, allowing the loved ones to not have to worry about that aspect at least.

Regarding the last wishes, it’s good to avoid any misunderstanding. You can achieve that with obvious wording. Another important standpoint is choosing the right legal guardians to deal with the situation and help out your family. An estate plan basically allows the deceased to leave a transparent financial situation behind him or her; making sure that the asset distribution is fair between the family members.

David Garnier Nova Scotia of Dartmouth, Nova Scotia, notes that the importance of leaving a flexible and financially transparent situation behind cannot be overstated. If one dies without a legitimate estate plan and will, the state where they lived will determine who gets their assets. This is an outcome everybody should try to avoid.